Self certification mortgages

Self certification
  • No need to prove your income – you declare your earnings
  • Low deposit mortgages: 95% mortgages available for the self employed
  • Repayment terms up to 35 years: making your repayments more affordable
  • Fee free mortgages: no surveyor, solicitor or mortgage broker to pay
  • Your own independent mortgage broker – with you every step of the way
  • The very best mortgage rates from the whole UK mortgage market place
Self certification

If you are self employed and unable to prove your earnings you probably already know how difficult getting a mortgage can be. Imagine Independent Mortgage Brokers have access to every mortgage on the market and can arrange a mortgage for you with a simple self certification (self cert) mortgage. Self-cert is a simple way of detailing your income as you simply self declare what you earn and the lender will not insist on seeing audited accounts.
Call us today for free, no obligation mortgage advice >

Proving your income

Some lenders may ask you to prove your income in other ways, such as an accountant’s certificate. This is a document signed by your accountant to say that your income is sufficient to service the loan requested. You may also be asked to produce your business bank statements for a set period so the lender can look at the gross income you have received. But don’t worry, your Imagine mortgage broker liase with your accountant on your behalf so you can concentrate on running your business.

Bad credit mortgages

You can borrow up to 95% of your home’s value with a self cert mortgage and there’s a massive choice of mortgages available to you.

Talk to one of our independent mortgage brokers and find out how simple applying for a self cert mortgage can be.

Type of mortgage required:

Thousands of mortgages

Buying a home is hard enough without having to worry about a mortgage!

Talk to an Imagine independent mortgage broker and let us find you the perfect mortgage while you concentrate on finding the perfect home

There are thousands of mortgages available and choosing the right one could save you thousands of pounds in interest and unforeseen charges so it’s worth talking to an Imagine independent mortgage adviser.

Total mortgage care

We also offer comprehensive assistance with legal fees, removal costs and valuations – so let us help you with your mortgage and see the results for yourself.

Our office or your home

An Imagine independent mortgage broker can see you in any one of our 18 offices, at work or even in the comfort of your own home. Call us today for free, no obligation mortgage advice:
More unbiased advice >

Mortgage calculator

For a quick guide to monthly repayments for any mortgage amount please click here…Mortgage calculator >

Mortgage calculator

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(BBC Mortgage Calculator)

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